Credit Bureau Score

E

Ellie32

Registered User
Messages
17
Just noticed these score things, didn't realise that they existed. I took the following from the Irish Credit Bureau website.

ICB CRIF 1*
Lowest Score (Highest Risk) 367
Highest Score (Lowest Risk) 548

In the above rating system what score between 367 and 548 would, by a bank, be considered a good score?
 
Ellie32 said:
In the above rating system what score between 367 and 548 would, by a bank, be considered a good score?
Click to expand...
While the ICB do offer the CBS (credit bureau score) it doesn't mean that most/many/any of the banks are/will use it.

The CBS is based on your ICB report, so does not include some very important factors (e.g. affordability/ability to service the loan) such as your earnings, other relevant debt etc. etc.

I've no knowledge of the sector, but I'd suggest that trying to figure out what is a 'good score' is a futile exercise.
 
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