You will have to let your insurance company know, you confirm no accidents in all motor policies, new or renewal.
If there were no other parties involved, no damage to property, no insurance company or garda involvement, then it's not an accident really.
Bluegrass - you should be very careful here. If you don't declare it and subsequently have an accident, they could deny liability.
So read the declarations very carefully. If it asks you "Have you made a claim?" - the answer is no. If they ask you "Have you had an accident?" - you will probably need to say "Yes, but the damage was €400, no third party was involved and no claim was made."
Brendan
So read the declarations very carefully. If it asks you "Have you made a claim?" - the answer is no. If they ask you "Have you had an accident?" - you will probably need to say "Yes, but the damage was €400, no third party was involved and no claim was made."
Yes.It would be crazy to report something like this to an insurance company. Where would one stop? Does backing into a pole and paying to fix the damage yourself count as "an accident"?
I reversed my car out of the drive way recently, damaged the rear bumper and quarter panel on the gate pillar, estimated damage cost was €950, I sorted it out privately. It was a silly accident. To say I should report this to my insurance company is total nonsense.
If I had hit someones property or worse, hit another person in that incident, that would be a completely different issue.
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