Covered by both BUPA and VHI

  • Thread starter OnwardandUpward
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OnwardandUpward

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Hi

Unusual situation, we have both been insured for 5 years

My wife is covered by my employers Health Insurance scheme under BUPA and also has her own under VHI

She will need to attend a Maternity hospital next year.

My question I have had a quick look at some of the charges and both Health Insurers give an allowance for certain consultant fees up to a limit say 385 euro

Would I be entitled to combine both insurers to make up any shortfalls.

e,g consultant fees are 500 euro, I claim 385 from Insurer A and 115 from Insurer B, what do you think?

Thanks
 
I doubt it but you should read the detailed terms & conditions of each policy to be sure. I don't really understand why your wife is overinsuring her health in the first place.
 
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