N
Nitsi
Guest
Hi, me and hubby decided to separate at christmas but unfortunately living under same roof as he is not working. I have been paying mortgage and all bills for two years. I am in full time employment. Husband doing odd jobs but not contributing to anything. Mortgage with PTSB. House bought three years ago in Co Wicklow for 355k, owe 320k and valued a few weeks ago for 175k. I want to upsticks and leave the country and leave hubby with the mess, but my conscience tells me otherwise. Sought legal advice but solicitor advised that separation agreement wouldn't help much because hubby has nothing to benefit signing anything and that I would be paying solicitor money for an agreement that isn't worth the paper its printed on! I told the bank our situation and options are to fill in large xcel sheet and we may or may not get three month moratorium or six months interest only. My question is what would happen if I just stopped paying the mortgage? any advice appreciated thanks.