Hi all i have been reading the various threads here now for a long time which i have found to be very educational and i would like to start by thanking everyone that posts on the forum for all the input which i have used from time to time.
Well to cut a long story short this is my first post and i need some advice i have in the last few days opened a Deutsche Bank account in Berlin through there office in Dublin and dealing with a representative through email in there bank in Berlin. I done all this by printing off the forms and getting them stamped etc in there offices in Dublin and posting them to Berlin.
I told there representative at the start in Berlin that i intended to deposit 60,000 Euro which i have in savings here. The choices i had were a current account costing 4.99 a month, a savings account that allowed deposits only and a 2% 12 month fixed account locked in for 12 months.
I did not want to lock in my money in a foreign country so i was opting for the current account with online transfers.
I have been thinking hard since and things seem to be ticking over ok again at the moment for the euro and i feel that i would be missing out on between 3.5% 2 month fixed PTSB or a 12 month 4% Ulsterbank over here.
I now have my current account open in germany and my iban numbers etc for my transfer and i was planning now that i would only transfer 100 euro to run the account into the German account and if things started to get really bad again with the euro push the panic button then and transfer my 60,000 as i have it up and running now.
The two questions i have for you guys are do you think my German friends will allow me to keep the account open with just 100 Euro in it after i had said 60,000 and the second question is can one just transfer 60,000 euro from an Irish bank account to a German account in one swoop on internet banking??
All answers greatly appreciated
Well to cut a long story short this is my first post and i need some advice i have in the last few days opened a Deutsche Bank account in Berlin through there office in Dublin and dealing with a representative through email in there bank in Berlin. I done all this by printing off the forms and getting them stamped etc in there offices in Dublin and posting them to Berlin.
I told there representative at the start in Berlin that i intended to deposit 60,000 Euro which i have in savings here. The choices i had were a current account costing 4.99 a month, a savings account that allowed deposits only and a 2% 12 month fixed account locked in for 12 months.
I did not want to lock in my money in a foreign country so i was opting for the current account with online transfers.
I have been thinking hard since and things seem to be ticking over ok again at the moment for the euro and i feel that i would be missing out on between 3.5% 2 month fixed PTSB or a 12 month 4% Ulsterbank over here.
I now have my current account open in germany and my iban numbers etc for my transfer and i was planning now that i would only transfer 100 euro to run the account into the German account and if things started to get really bad again with the euro push the panic button then and transfer my 60,000 as i have it up and running now.
The two questions i have for you guys are do you think my German friends will allow me to keep the account open with just 100 Euro in it after i had said 60,000 and the second question is can one just transfer 60,000 euro from an Irish bank account to a German account in one swoop on internet banking??
All answers greatly appreciated
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