Cornmarket too good to be true?

Thank you so much, Gerard for your reply, I really appreciate you taking the time to do so. You see I am afraid that I may have submitted it all wrong and messed up the whole thing. However, after I tried to submit it, I opened an enquiry where I explained everything clearly and attached supporting documentation. I got some sort of reply back that I have to do an updated tax form to get refunds /credit so heading over to do it now. Watch me most likely mess it up again!! [sigh] I don't find their website in any way user friendly for the lay person. I think I finally got the proper credit for my regular monthly contributions to the fund for 2024. My payslip seems ok now. Thanks again for the help.
 
They have arrangements with a lot of the public sector unions. I am in the TUI and all the products are sold by Cornmarket. AVC's, Income Continuance, Retirement Life Insurance etc.....
 
Cornmarket use other providers too. I'm with a different one.
Have a look at the funds you've chosen. Some funds are very safe - low risk of losing money but also limited scope for high returns. If it's a long time until your retirement you could choose higher risk funds. (Such as funds which track a stock market index). You should look into your options.
 
I’m thinking about getting an avc (I’m early 50s)but am a very low income worker SNA and already get single parent tax credit meaning I pay very little paye tax a month about €14 for now as I’ve only begun this job in the last couple of years, how on earth would I get tax back of 20% on my avc contributions of maybe €300 max that can’t be taken at source by cornmarket because of my job, with other types of public servants it’s possible. It doesn’t add up for me maths wise. Hopefully someone wiser than me can advise, thanks.