Tread carefully. When I requested the passcode generator, they disabled my access through the normal route! Also, I lost all payee details that I had set up (though not any standing orders). It was like getting a whole new account.Has anyone converted from the NIB private key (file stored on computer) & passphrase based authentication to the passcode generator?
Also, I lost all payee details that I had set up (though not any standing orders). It was like getting a whole new account.
Security and convenience are conflicting goals in most cases. Personally I'd sacrifice some of the latter for more of the former.I hate these things.
In fact, i will purposely avoid opening an account if there is one of these involved.
Im sick of needing access to an account only to find that ive left my security fob at home.
Rubbish. Two-factor or multi-factor authentication is certainly more secure than simple (multi) password authentication.Its just Bull that they spout about the security issues.
They don't just add a layer of complexity. Obviously the do add some complexity over simple password authentication but they also add more security. How exactly do you measure the increase in complexity and the increase in security to determine that the former outweighs the latter?Im working on a project in a bank now where they have just done a feasability study of these fobs and have decided that they just add another layer of complexity for the customer, which far outstrips the (if any) security increase that they will get
That does not mean that it does not happen. I'm sure that a quick Google will give you some examples.I dont know anyone who has ever had a problem with someone other than themselves accessing their online bank details.
Do you have two different web accounts active with visibility of the same bank accounts? The first for use with IE and the other with the code generator for use with Firefox.
When I go to login with IE (no passcode generator), I have a drop-down box for 'user-id' prepopulated with the new user-id which was issued at the same time as the passcode generator. When I go to login with Firefox, I have an open text box to enter this same user-id, and I have to give a passcode from the generator (iirc). So I think I have the same web account, with two different access routes.
Has anyone converted from the NIB private key (file stored on computer) & passphrase based authentication to the passcode generator?
I want to do that so that I can access it through a Mac but am afraid it will just lead to technical hassles and administrative blunders if attempted.
p.s. Godfather you've got list mania
Tread carefully. When I requested the passcode generator, they disabled my access through the normal route!
I use both to access the same account and find no problems. Use the fob whenever I need to use a 'public' PC
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