I will be entitled to Contributary pension but my husband may qualify for the non Contributary. I also have a private pension which will push us over the 40,000 euro per couple in savings when I draw down the 25% tax free lump sum. Is there anyway around this.
Your husband may be entitled to a dependent adult payment based on your contributory pension. Your tax free lump sum will not be taken into account for the means test. Only his income from employment, savings etc.
A non contributory pension would be reduced as you also have a private pension and lump sum