Stay at home wife is added onto your paid contributions ie she gets the 209 as of right .
Because it is Contributory , there is no means test on her.
Again because yours is Contributory , she could win the lotto and still get the 209.
In this case, the wife does not own the deposits, which are solely in the husband's name. Therefore that should not figure in her income calculation.the value of any savings/property - other than the family home - (individually or jointly owned) is also taken into account.
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