Beany;1133031 It seems worthless continuing to contribute to this pension for a measly €1900 per annum. Should I just stop all payments completely or should I freeze Eagle Star and continue to pay €100 into PRSA? Any advice appreciated.[/QUOTE said:
You are 40 years old, so have 25 years+ left before retiring - do you anticipate that you'll continue working a 2-day week and earn low salary for 25 years?
If you think your current situation is relatively short-term, why are even you considering depriving yourself of any pension in retirement?
I think you should carry on paying what you can into your pensions, with the view to increase the contributions when your circumstances improve.