My daughter and her friend doing Post Grads in Dublin. They are renting out an apartment, I was wondering about contents insurance. All the threads appear to relate to people who actually own the apartments. I think the minimum cover is about 20K when you are the owner. They only have their lap tops and clothes I would say the very max would be 6K. Is there any point in looking for cover as usually you are not covered for the first hundred or two of a claim due to the excess. Or can you get a policy for such a small amount of cover or is it worth it?