Hi, that's interesting. I heard before about putting all debts on the mortgage due to interest but like Kidare I didn't want to pay over 30 years.
Can I ask for some advice then please, I have a copious amount owed out to various banking institutions and it is getting out of control due to wedding, new build, living expense costs etc. I deal with IIB for mortgage, PTSB for my own wages (personal account 4 car loan, insurance etc), Halifax for our joint account (so all our bills come out of this account and the Credit union for our wedding loan. I also owe my sister €9,000. Is there any recommendations here re managing accounts or is this correct?Just my wages are just covering all bills and leaving me with a few euro for the month which I then have to spend on food and petrol. I wish I was still a child!