Hi there, I have a credit union loan of €2,000 with savings of €1,799. I repay this monthly by standing order of €150. I have a credit card bill of €5100 which is incurring interest every month. I just received a small inheritence from a relative of €2,000. My question is this - should I speak with the credit union and increase my loan (by clearing existing loan) to get rid of the credit card? or get rid of the credit union loan and increase the credit card payments? I hope someone can offer some advice.