As I was liable for all the debt after my Fathers death
Because the bank never took life assurance against him so when he died I became severally liable for the mortgage, there is no request being made on the estate for payment.
It affects me as I will never have my credit rating restored due to my name being attached to the account too and will have an open mortgage account gathering interest indefinitely? Not an ideal situation.
The bank insists on a person getting life assurance no? How else do you get a mortgage? I had to take it out.
Because the bank never took life assurance against him
No.Did your father have a life assurance / mortgage protection policy?
PIP is writing to the bank on my behalf despite me no longer having dealings with him but they're not being clear on things. I just thought there might have been some thoughts on things.
The best step to take is to contact the Central Credit Register, send them a copy of the PIP letter to creditors declaring that the PIA was concluded, and they will take the necessary steps to show the debt was written off.
Jim Stafford
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