Ah....I knew it. Thanks for that, we've already had the survey and the valuation done, by the company on the bank approved list, which, by the way is unfair, (in my humble opinion), as I know surveyors personally that would have saved me the money. I see their point though, I know they need to have the insurance in order and all that jazz......
Well I can just put that €400 well and truly out of my mind....the most annoying thing is that they didn't give us the valuation that we needed for the bank....hence another valuation paid for in full....very annoying.