Civil Service Pension ( any additional benefits to basic pension)

[KOW]

Morning Folks,
Wife retires from Civil Service April !st 2022. She will be 61 upon retirement. She has 40yrs service having purchased a few years service. She worked for 4yrs in Canada hence the purchase of service in order to finish up now.
As a Clerical officer her salary is approximately 39k p.a.

Lump sum upon retirement 39000X1.5 -58500
Pension 39/2 = 19500 p.a

Our understanding is that is her total entitlement going forward as she paid the reduced stamp.
Is/should we need to take anything else into consideration in relation to monetary issues around pension entitlement?

Thanks in advance

 

[Conan]

Morning Folks,
Wife retires from Civil Service April !st 2022. She will be 61 upon retirement. She has 40yrs service having purchased a few years service. She worked for 4yrs in Canada hence the purchase of service in order to finish up now.
As a Clerical officer her salary is approximately 39k p.a.

Lump sum upon retirement 39000X1.5 -58500
Pension 39/2 = 19500 p.a

Our understanding is that is her total entitlement going forward as she paid the reduced stamp.
Is/should we need to take anything else into consideration in relation to monetary issues around pension entitlement?

Thanks in advance

You are correct. Assuming she was a B PRSI contributor (the lower rate) she does not qualify for the State SW Pension. The Occupational Pension is the State’s full responsibility to her in terms of pension benefits.

 

[ArthurMcB]

If civil service pension is low ( circa 300 pw) is there any additional support available to an individual. The individual in question lives alone, is 72, no other income. Could they avail of living alone allowance, for example? Thank you.

 

[gipimann]

They can apply for the household benefit package (electricity or gas units plus free TV licence), available to anyone over 70. They should already have a free travel pass (from age 66) - if there is no SW claim in payment, a person has to apply for the free travel, for others on a SW pension, it's issued automatically.

They can also apply for the Fuel Allowance (means tested).

The living alone allowance can only be paid to recipients of a SW pension.

They may also qualify for a medical card from the HSE.

 

[Sarenco]

4yrs in Canada

A relative of mine worked in Canada for a few years back in the 1960s and now receives a small annual pension from the Canadian government.

Might be worth checking out -

https://www.canada.ca/en/services/benefits/publicpensions/cpp.html

 

[S class]

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