S
The only reason I'm still banking there is the SSIA requirement.
That the feeder account also be with AIB.
It's their prerogative. As it is yours to shop around and switch to another more suitable provider if you see fit.Other banks don't insist on a debit card to get fee free banking. Why does AIB?
To be honest, CM gave the true answer, because they can! Our second guessing on why they chose to do it is nothing other than speculation.Thanks for the very helpful comment. I know it's their prerogative, I was just wondering whether anyone had a useful suggestion why they adopted this policy.
Possible Reason said:Most customers will feel that they money they save on fee's is well worth the SD payable on the card. Now, AIB have a customer with an extra AIB card. Given the efforts AIB have put into the internet banking side of things they now have you with an extra account to service using the online facility and fast transfers between AIB accounts.
Now, when you look at your current banking situation in light of a new interest rate with a different bank you suddenly think... but I have my debit card with AIB too! And when I make the payments it's nearly instant, if I changed it'd take longer, and I can view and organise it all from one website...... I suppose I'll just stay with AIB then.
OK - perhaps because it drums up additional business for themselves.I know it's their prerogative, I was just wondering whether anyone had a useful suggestion why they adopted this policy.
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