Just want some peoples experiences before I ring them so I can be armed with a few facts!!!
Fully agree with the above from experience. Chances are you'll be offered/given a far higher credit limit given your history with the bank ("be" comes with a minimum limit of €2k and the Platinum card with a minimum of €15k).If you qualify for either a Paltinum or be card, then you should have no problems changing and keeping your limit.
....
Interestingly AIB recently queried a transaction to make sure my card hadn't been stolen. They called and asked about $10 spend at the Oriental Super Buffet, in Florida. I pointed out to them that all charges since last March have been in Florida, and I wondered why they hadn't queried the two Cars that I've bought since I got here, using the card.
The cost of the cars was cleared almost immediately, but they went through without a query.
-Rd
Ring your Branch, and ask to speak to your RELATIONSHIP MANAGER. Depending on your standing with the Bank, you may have an assigned, specific RM, or else you just might be the baby of the Bank's on-duty RM (sorta like seeing whoever is on-duty in A+E, or having the exclusive use of a Consultant!!)
Whichever RM you have, they are GREAT people to advise on the Credit Card best suited to your needs, and on a Million other Banking queries you may have. They don't operate on Commission, so their advice is im-partial.
Try it.
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