thinking about getting a mortgage, info as follows
savings €11k, gift of €10K house price €130k.
i have a loan approx 3 yrs left and €8k balance €300 per month
my salary €25k other half €22k.
the laon is with local credit union but the are registered with the icb.
my question is with the loan and info as above what would our chances be of getting mortgage approval. any info much appreciated.