Chance of getting a loan?

[aerobubbles]

Hi all, just joined my credit union this past year. Have about 1300 in it now. My intentions are to move out of the house we are renting and into a mobile while we save to fix up a cottage left to me by my parents.
Anyways long story short what are the chances of getting a loan do you have to be a member for a certain amount of time and is it still 3 times the amount you have in you can borrow?

 

[so-crates]

You'll need to talk to the loan officer in your specific credit union. They are all separate entities and they each have their own loan arrangements.