Hi - is this allowed? I am attempting to deal with the useless Certus. My ex is gone, I have no contact with him. Not contributing. I have sent three separate Standard Financial Statements to them (they lost one, no response to the other two).
I had a representative meet with a manager in August with a proposal to pay €800 per month (full payment €1250) which he advised would be sent to Scotland (BOSI head offices) for approval and this would take a 'minimum of 6 months, probably more'.
Since then I have lost my job and am currently unemployed. I stopped paying in January, and have repeatedly asked by phone and letter, for another meeting to request a moratorium.
I have just received a letter stating that the manager never said 6 months for a decision, that they have been ringing me to arrange a meeting (a blatant lie) and as nothing has been signed by my vanished ex, they won't deal with me. To boot, they now class me as non-cooperating and I have no protection under MARS.
Can they do this?