H
harlock
Guest
Hi Everyone
I just found this site and have to say it provides amazing information!
There is a question I wanted to ask and this is probably best place to get the info:
I have over 4k on my credit card - it took heavy beating during my holidays. Ever since I have been making small payments (maybe 2xminimum payment) so obviously I cant get out of the loan. I had that idea to apply for a loan and pay off my CC that way but I was refused the loan last month.
My other idea is to apply for a Halifax CC and transfer my entire balance to get 0% apr and repay as much as possible withing that time.
Question is - if I was refused a loan do I stand any chance of being approved for Halifax CC? I dont want to apply without knowing if there is a chance as I have heard that multiple refusals may affect my credit rating in the future...
Thanks in advance
Tom
I just found this site and have to say it provides amazing information!
There is a question I wanted to ask and this is probably best place to get the info:
I have over 4k on my credit card - it took heavy beating during my holidays. Ever since I have been making small payments (maybe 2xminimum payment) so obviously I cant get out of the loan. I had that idea to apply for a loan and pay off my CC that way but I was refused the loan last month.
My other idea is to apply for a Halifax CC and transfer my entire balance to get 0% apr and repay as much as possible withing that time.
Question is - if I was refused a loan do I stand any chance of being approved for Halifax CC? I dont want to apply without knowing if there is a chance as I have heard that multiple refusals may affect my credit rating in the future...
Thanks in advance
Tom