I have an Ark Life AIB personal pension plan which I stopped contributing to almost 20 years ago when I moved to the U.S. where I now reside. The plan is worth less than I put into it and I tend to forget about it. But since I will not be living in Ireland again, can I cash in the pension? It's a small amount, but I'd rather put it somewhere it might grow. If age is a factor, I'm 51.
You can't cash in a personal pension plan. You must wait until you are 60. As far as I am aware, you can't transfer it to the US either.
You should probably review your investment strategy though. If you have had the money invested for any length of time, you should have made money at this stage.
Steven
http://www.bluewaterfp.ie (www.bluewaterfp.ie)