Card Protection Plan

[mylittlepony]

I found last month that I was charge for this for €35.
I cant remeber if this from the bank itself , its yearly charge - thats fine.

But If not, i think its a card company from UK, orange colour logo forgot name and i threw out last letter last dec.
I got a letter before christmas to renew it. I decide that I didnt need it and didnt reapply.

So if its them, they had renew and took money out of my credit card without my permission.

Do i check with bank first?
Then if its not the bank, can I ask the card company to refund my money because I think its not neccessary.
Or should I keep card protection??
I cant reember what its really good and why isnt there from Ireland, an Irish company.
Thanks for any feedback in advance.

But if its was the bank all along whoops silly me

 

[Hobbs256]

When you took out the card you probably ticked the box for this card protection, I would not bother with this as they tend to have so many get out clauses before they pay out anything..

Since there was no contact with them, they assumed that you wanted this for another year. Ring them and explain that you don't want this and could they cancel it, you might have to put it in writing.

I don't know if you will get the money back for this year's premium but you could ask them.

 

[Blackberry]

Card Protection is a complete waste of money!