Well, that's something to be thankful for, at least...Chris said:There is only physical damage no personal injuries.
That'll depend on what your NCB was to begin with, and whether you had any NCB protection in place. Some policies include (at extra cost) the option of 'full' NCB protection - typically, you can incur claims of up to €3000 or so in any 3-year period without affecting your NCB; others operate a partial or 'step-back' system whereby your NCB drops, say from 55% to 20%, but isn't completely lost*. Your insurer mightn't give you a precise quote just yet, but they should at least be able to confirm whether or not you have some kind of NCB protection (this should also be indicated somewhere in your Schedule and/or any 'endordements' issued since...)Chris said:The estimate is for €3100. Anyone know how much this might change my policy by?
Chris said:So far it's been a fairly painless process.
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