G
I do not think SUSE is correct.
You have TWO years to mount an injury claim, not to report it to your insurers. If you did not report for 2 years, then whilst the MOTOR insurer would have to deal with the claim under the terms of the Road Traffic Acts, it would have a policy condition where it could probably seek recovery from policyholder.
If you waited 3 years to report a non motor claim, then the insurer would simply refuse to indemnify.
All claims must be reported as quickly as possible and in acordance with the policy terms.
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