I am posting this as I am in shock (putting it mildly) and wondering if anyone has insight or experienced anything similar.
My car insurance is due for renewal on the 29th October (with Aviva). The renewal quote is ca. €880. I tried a 'dummy' quote online with Aviva (to see if new customer policy would be cheaper) and by mistake I put in a renewal date of 1st November and got a quote of ca. €370.
I rang Aviva today to see if they could do any better with my quote. I mentioned I had done an online quote and there was a huge difference, but expected this was some sort of glitch.
The Agent said, No, this was probably correct, as a weighting is applied based on the renewal date. So if more claims are processed in October this would drive up the renewal cost!!
I cannot believe this is a) possible b) allowed c) not spotted already. Has anyone ever come across this? I feel like I need to complain to someone but not sure where to start.
Also, if I let my insurance lapse for 3 days and effectively take out a new policy - can anyone think of any risks (apart from something happening to my car)? The agent said if I did this it would not affect my No Claim Bonus but I'd be slightly nervous. She said there was no way I could extend my existing policy to cover the 3 days.
My car insurance is due for renewal on the 29th October (with Aviva). The renewal quote is ca. €880. I tried a 'dummy' quote online with Aviva (to see if new customer policy would be cheaper) and by mistake I put in a renewal date of 1st November and got a quote of ca. €370.
I rang Aviva today to see if they could do any better with my quote. I mentioned I had done an online quote and there was a huge difference, but expected this was some sort of glitch.
The Agent said, No, this was probably correct, as a weighting is applied based on the renewal date. So if more claims are processed in October this would drive up the renewal cost!!
I cannot believe this is a) possible b) allowed c) not spotted already. Has anyone ever come across this? I feel like I need to complain to someone but not sure where to start.
Also, if I let my insurance lapse for 3 days and effectively take out a new policy - can anyone think of any risks (apart from something happening to my car)? The agent said if I did this it would not affect my No Claim Bonus but I'd be slightly nervous. She said there was no way I could extend my existing policy to cover the 3 days.