Car crash query

[johnnyg]

Hi,

If you have a car crash, you are entiltled to claim for depreciation due to having a crashed car, can anyone tell me if this is off the value of the car or the amt of damage cause. I think you can claim for 20% if its less than a year and less after that, 15 & 10% depending on age of car.

Is there such a thing as inconvenience money payed out?

Are insurance companies easy to deal with in these situations or do you have to haggle with them on costs?

Any info greatly appreciated

 

[vontrapp]

If you're claiming off your own Comprehensive policy I doubt very much your own insurer would agree to pay depreciation - you've signed up to a policy which no doubt gives them sole discretion in settling your claim. If another party is to blame for the accident you have a much better chance of getting some kind of depreciation from their insurers -- if you feel like haggling...

 

[johnnyg]

there are giving me 10%, but i was told by my own insurance company that i should be getting 20% as my car was less than a year old..

 

[Stifster]

I've always looked for 10% for cars up to two years old. After that they tend not to pay anything. Haggle for 20% though I'm not sure it's enshrined in the law anywhere...