messedaround
Registered User
- Messages
- 89
Hi All , Recently seperated and really havnt a clue about my mortgage type or interest rate (in the process of sorting this ) as my ex dealt wit everything ,have house 7 years , i found myself in arrears close to 5k and the bank have agreed to capitalisation of them (added to remainder of mortgage) , im just still struggling with repayments approx 750 pm but still paying every cent every month , im wondering 1) would they concider me for interest only for a couple of years now , 2) would any other bank touch me if i swapped lenders and asked for a small top up ? after being in arrears for over 2 yrs im not very confident of either and am also a lone parent working a 20hr week ! any advice appreciated , half thinkin or selling and be done with the stress for a while anyway , also how long will i continue getting my trs ?? just read somewhere its only 7 yrs !! hope i read wrong , thanks in advance