Irish Life Health Cancelling Aviva Health cover and setting up a new policy to avoid price increase

Hi Folks

I just want to double check that I am not overlooking something here.

My current cover is Aviva Level 2 Hospital. It is paid monthly and due to renew 24/2/2012 (last prem paid 24/1/2012). However, I am going to downgrade to Level 2 Hospital Excess. As Aviva are due to increase their prices 15/2/2012 my plan is

1) Set up a new Level 2 Hospital Excess plan on 10th February thereby securing the current price of €752 (rather than the €825 price effective from 15/2/2012). +

2) Phone Aviva to advise them I will not be renewing my current policy when it comes to renew (24/2).

Just want to check if there are any pitfalls I need to watch out for with this approach.

Many thanks

The plan is called Level 2 health excess that you are looking for. You need to ensure that they register you as an existing customer on the new policy though.

Patrick

I phoned Aviva today to ask why the price of my renewal due on 28th February is higher than the price quoted on the HIA website. They told me it was probably because the HIA site isn't showing the price increases due to take place on 15th Feb.

I asked could I avail of the old prices and they told me I could by cancelling the old policy and taking out a new policy. Which I did there and then on the phone.

Saved 15%.

Hi,
I would have a similar query as above but this time someone wanting to change from Quinn ( Family Care) to VHI (PMI 06 11).

Renewal date with Quinn; 1st December 2012
Wanting to renew 15th or 22nd Feb 2012 with VHI.

Is this possible to achieve or what's the story?

Thanks for reading,
Snowyb

Brendan Burgess said:

I phoned Aviva today to ask why the price of my renewal due on 28th February is higher than the price quoted on the HIA website. They told me it was probably because the HIA site isn't showing the price increases due to take place on 15th Feb.

I asked could I avail of the old prices and they told me I could by cancelling the old policy and taking out a new policy. Which I did there and then on the phone.

Saved 15%.

Click to expand...

How was your renewal due in Feb 2012 when you seem not to have had any insurance in July 2011

Is the renewal not on an annual basis ?.
Anyway it is good to see you are insured going forward. We are not getting any younger.

Brendan Burgess said:

I phoned Aviva today to ask why the price of my renewal due on 28th February is higher than the price quoted on the HIA website. They told me it was probably because the HIA site isn't showing the price increases due to take place on 15th Feb.

I asked could I avail of the old prices and they told me I could by cancelling the old policy and taking out a new policy. Which I did there and then on the phone.

Saved 15%.

Click to expand...

What price ? What plan ?