M
Mrs Darcy
Guest
Hi,
This is my first time posting, I'm just looking for some input from people more financially wise than myself. Basically, I have a credit card and there is nothing on it at the moment. I tend to use it for booking flights and hotels, online shopping(when they won't accept laser cards) and then I clear the balance. However, I did have issues in the past where I let it run up, loans to clear it, let it run up again etc. That was years ago though and I feel I have a good handle on my finances now. All the same I am thinking that having no temptation of that kind might be best for someone like me.
What I want to know is can you mange without a credit card? Do you find it a hassle traveling without one for example? And is there less protection with your laser and the visa debit cards we will all be issued later this year. Last year I booked a hotel with a hotel booking company that went bust. As I booked it on my credit card I was refunded the money. This wouldn't have been the case if I paid by laser.
Any input would be much appreciated.
thanks
Mrs D.
This is my first time posting, I'm just looking for some input from people more financially wise than myself. Basically, I have a credit card and there is nothing on it at the moment. I tend to use it for booking flights and hotels, online shopping(when they won't accept laser cards) and then I clear the balance. However, I did have issues in the past where I let it run up, loans to clear it, let it run up again etc. That was years ago though and I feel I have a good handle on my finances now. All the same I am thinking that having no temptation of that kind might be best for someone like me.
What I want to know is can you mange without a credit card? Do you find it a hassle traveling without one for example? And is there less protection with your laser and the visa debit cards we will all be issued later this year. Last year I booked a hotel with a hotel booking company that went bust. As I booked it on my credit card I was refunded the money. This wouldn't have been the case if I paid by laser.
Any input would be much appreciated.
thanks
Mrs D.