Hi again
actually I'm 28 now and would be 29 when we would have a baby assuming there's no complications. I don't feel like its too young..its just moving onto a new stage in life which we are both ready for after 10 years of enjoying ourselves and "living"
Meant to say also, the mortgage payments are now 930 a month with the tracker rate. And I got a gas bill this morning for 20euro as the previous one was estimated (and was 140) so we have really gotten that down-I'm delighted with that. I usually take a reading myself about half way through a bill & work out how much we're at so I keep a good track on it.
I have already researched the cloth nappies & have definitely decided on them and mad as it sounds I already have baby clothes stored away!
thanks everyone