You can't pay in shops with it.
I used my NIB laser card in NY to pay in shops. I hadn't realised it would work but when my credit card wouldn't work (too many uses in one day...), I tried the Laser and the transaction went through fine. And have since used Laser in supermarkets and lots of other shops in the US. I think you can even get cashback.
I used my NIB laser card in NY to pay in shops. I hadn't realised it would work but when my credit card wouldn't work (too many uses in one day...), I tried the Laser and the transaction went through fine. And have since used Laser in supermarkets and lots of other shops in the US. I think you can even get cashback.
Are there any Laser cards without Cirrus/Maestro?If your card works abroad then you are using some other facility (e.g. Cirrus/Maestro/Plus+) that it includes and not the Laser facility which is specific to Ireland (and some online transactions).
You will find that the transactions would have been Maestro Debit transactions ([broken link removed])) rather than Laser transactions (http://www.lasercard.ie) as Laser is Irish retailers only. Also Cirrus is for ATM withdrawals ([broken link removed])
Yes.Are there any Laser cards without Cirrus/Maestro?
Indeed, even in the UK Maestro is advertised everywhere but my UB laser/maestro would work in only 50% of places. My postbank Maestro card worked nowhere.I have found the Maestro service to be unreliable, sometimes it is accepted, sometimes not. Cirrus (ATM) service has very rarely been a problem though.
The card is used where you are writing a cheque, e.g in a shop to guarantee the payment -up to a limit of 130. So, in cases where you send cheques by post, and greater than the limit of 130, it wouldnt apply.Thanks James I mean Mr. Bond
We've had to write cheques in the past for more than the allowed limit (hospital bills) and have never even presented the card. Sent the cheques by post.
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