Can I cancel my AIB-organised Mortgage Protection?

Khublei said:

The only email I got from AIB in the meantime was an email to say they're breaking up with Irish Life, and that I'll be dealing with Irish Life in the future.

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Surely it had some reference on it - the policy number perhaps?

Khublei said:

DD was payable to Irish Life

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So contact IL and ask them where the money was going?

Just as important, If your haven't been covered for Mortgage then you're entitled to all your payments back from either AIB or IL.
Which could be a tidy sum by now.

I'm pretty sure if you make a claim for a refund they'll establish quickly whether you're covered or not.