Roisin1979
Registered User
- Messages
- 3
Thanks for putting this so well. I completely agreeBut you are forgetting that the tracker example should still include the repayments of 154K (because I, and everybody else were forced to make those "over-payments"). Thus, you would have been charged even less interest, as those over-payments are reducing the capital, and have an even smaller balance.
Just to be clear, and I think I did read about this on another thread somewhere, may I ask then, is it pointless.individual cases appealing to Ombudsman again re compensation and not being put on tracker ? Is the next option really to group resources for high court proceedings ?There is no point in challenging a decision of the Ombudsman in the High Court.
The High Court adopts a policy of curial deference to the Ombudsman. They might not agree with his decision, but they would only overturn it if there was some series of manifestly wrong reasoning.
I say that to consumers as well. If the Ombudsman finds against you - tough. Just live with it.
That was in Karen's case.
If someone goes directly to the High Court, the High Court will hear the case from the start and express its own opinion.
Brendan
Many thanks.1) It is pointless asking for a tracker. I would very much doubt that he will revisit that decision.
2) It is not pointless seeking compensation.
Karen did not look for compensation and her financial suffering did not have serious ramifications for her.
However, if you were in arrears or if you really struggled and made other sacrifices to stay out of arrears, you should get further compensation. I would hope that AIB would have the sense to have a speedy and informal means of settling such complaints. But if they don't or if you are not happy with their offer, do complain to the Ombudsman.
Brendan
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