Considering buying a new build in an estate. We have enough cash to cover the house plus related expenses. Should we take a 70% mortgage anyway to get the 30k relief? Sounds obvious to us that we should, but is there any reason not to? Maybe the bank won’t give it when we have the savings? Or there is some rule in the Help To Buy that we can’t? I read the website and can’t see anything. We meet the rules otherwise.
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