Buy a house & retain current apartment: limits & rules

Good afternoon

Before I start ringing the banks, would anybody know what the rules are in terms of LTV, Income ratios etc if we were to keep our apartment and buy a second home?

I know we will need a 20% deposit but would we still be subject to the income ratios on both properties?

Many thanks

You wouldn't be subject to CBI rules for both, but the banks own underwriting rules would apply.

FWIW based on the income from renting our apartment, we were offered a higher amount to keep it than flog it, so it was seen as a positive not a negative.

Thank you both for your really helpful replies.