Business Equipment Loan - Best strategy tax-wise?

I am a photographer and I want to borrow €35,000 to spend on equipment.

I would like to know what my best strategy is in terms of the type of loan I should take out - lease or term loan?

What duration should I aim for? What term would give me the best tax write-off? Or is it all the same?

What interest can I expect to pay?

Also, what proportion of the amount should I borrow? Should I use my savings to keep the loan amount to a minimum? Or is this prudent?

Anything else?

Many thanks.

D.

Edited: Meant to add....I have been considering investing my SSIA money in this equipment on the basis that:

a. I would be left with a small amount to borrow.

b. I would be investing in myself and my business and I believe that I could generate a better return than the 4%+ I'm currrently getting from Northern Rock on my SSIA money.

c. I would avoid paying interest in the other direction by borrowing more for the equipment.

Make sense?

D.

Are you working as a self employed photographer or through a company ?

capall,

Thanks for the reply.

I am self-employed.

D.

The interest on your borrowings can be offset against your income for tax purposes,which effectively reduces the cost of your borrowings

capall,

Been on holidays and only just back. Hence the delay in replying.

So, are you saying that it's better to borrow the total amount required and not touch my borrowings?

Thanks.

D.