my sister has put a deposit on a new house that will be ready for her to move into this time next year. QUOTE]
OMG How do you live together in the same house now with the situation the way it is?
Force her hand now by offering to buy her out €90,000 (make sure you can raise the finance) at a fair market price for her share and if she refuses tell her that you are not making any further mortgage payments which will mean that her credit rating for her new house may be affected and she may not be able to get a new mortgage. You don’t really care as you intend to stay where you are. She may pay the full mortgage until she gets her own house sorted but it’s worth a try.
If that fails do a Google search for ideas on how to make her life hell living with you.
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