However, I recently booked a B&B online, using a reputable website (www.laterooms.com) to book a room in Bracknell, UK. Upon arrival to the B&B I was a bit surprised that there was no signage and the house was not even finished. The "gentleman" who answered the door and confirmed that this in fact is a B&B, asked me to take my shoes off. The smell coming out of a house was unbearable and I decided to leave.
I have contacted my Visa provider straight away and requested that the online transaction is not paid for as I did not avail of sub-standard service on offer. I was told that this was not possible as the transaction was still pending on my account and I had to wait until the money is paid out to the B&B owner.
Subsequently, I have contacted www.laterooms.com who informed me that the transaction was between the B&B owner and me, even though I entered my Visa details on their website.
I have offered my Visa card as a valid method of payment in good faith, expecting to be paying for accommodation of a decent enough standard. In my mind, giving my Visa details to a vendor does not automatically mean that I am accepting any shoddy service or treatment.
My bank has been verbally advised that I do not wish to pay for this transaction and would be most obliged if anyone could advise me what are my rights as a Visa customer.
I have contacted my Visa provider straight away and requested that the online transaction is not paid for as I did not avail of sub-standard service on offer. I was told that this was not possible as the transaction was still pending on my account and I had to wait until the money is paid out to the B&B owner.
Subsequently, I have contacted www.laterooms.com who informed me that the transaction was between the B&B owner and me, even though I entered my Visa details on their website.
I have offered my Visa card as a valid method of payment in good faith, expecting to be paying for accommodation of a decent enough standard. In my mind, giving my Visa details to a vendor does not automatically mean that I am accepting any shoddy service or treatment.
My bank has been verbally advised that I do not wish to pay for this transaction and would be most obliged if anyone could advise me what are my rights as a Visa customer.