the best tracker for LTV under 60% is from National Irish Bank - at ECB rate plus 0.79%.
EBS will give you EcB plus 0.8 if you are borrowing over 750k.
First Active have the same rate ( = 0.8) if you borrow over 500k.
AIB and BOI have a rate of ecb plus 0.95 - the only rule on the BOI one is that theloan must be 250k or more. Is this the one you are looking at?
Ulster Bank flexible tracker for ltv under 60% is also ecb + 0.95.
Anything over that - probably not worth considering .