BOI Bank Account - Charges and Fees


Its called customer inertia.
 

BOI now charge you for all 365online transactions as well. I was on the phone to them this afternoon and couldn't believe it when they told me that that i am charged for moving money from one of my accounts to another online.
 
TRS30 - 365 online transactions are FREE using a BOI demand account. You are correct regarding a BOI current account unless you keep a minimum balance of €3,000 throughout the full fee quarter.
 
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theresa1 said:
TRS30 - 365 online transactions are FREE using a BOI demand account. You are correct regarding a BOI current account unless you keep a minimum balance of €3,000 throughout the full fee quarter.
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What is the differnce between a demand and a current account?

CiaranT said:
@TRS30 Don't only complain! Switch.
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Ciaran I will unless BOI offer me the same T&C's that say PTSB are offering.

It's unlikley they will so looks like I'll be on to PTSB and will ask about their new online account.
 
TRS30 said:
What is the differnce between a demand and a current account?
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Demand is an instant access saving account, almost zero interest. Standard ATM card (not visa debit) that you can only use at BOI ATM.....no fees.

Current account offers above except with zero interest, visa debit ATM card usable at any ATM, direct debits, standing order support etc....has fees.

TRS30 said:
Ciaran I will unless BOI offer me the same T&C's that say PTSB are offering.
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They wont. Switch now.
 

Thanks.

I agree however will give them the change and then switch if they don't.
 
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