BOI 18 month Fixed Rate Deposit 8%

O

odt

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I am looking for the best deposit rate for up to €100k for a maximum fixed term of 3 years. Is there Is there a better fixed rate than the currrent BOI offer of 8% for 18 months?

BOI 8%

Bank Of Ireland - 18 month fixed rate 8% (5.26% EAR)

  • Minimum deposit €3,000, No maximum
  • Access up to 10% before December 31st 2008 and 10% again before the term ends



 
Permanent TSB 10% over 20 months (5.89% AER)

Anglo Irish Bank 6% over 1 year (6% AER)

Halifax, Irish Nationwide, EBS 5.6% over 1 year (5.6% AER)

Minimum deposits & Restrictions on withdrawals may vary.
 
Permanent TSB 10% over 20 months (5.89% AER)

Anglo Irish Bank 6% over 1 year (6% AER)

Halifax, Irish Nationwide, EBS 5.6% over 1 year (5.6% AER)

Minimum deposits & Restrictions on withdrawals may vary.
Click to expand...

Thanks John J
 
EBS are paying 8.50% for 18 months, I opened one on Tuesday for €8,000, I think the min balance was €3k also?
 
What is the AER on the EBS offer? Just because the nominal rate is higher doesn't necessarily mean that the AER is also higher than other similar offers on the market.

People really should quote the AER on such offers. After all the banks are obliged to. "8.5% over 18 months" or whatever is not much use when attempting to compare it with other rates especially for other terms.
 
Sorry Clubman

The AER is 5.59%, I never say it advertised on their webpage but the lady in the branch said it was a new product.

I can access up to 50% of what I invested in one peanalty free withdrawal, it seems more then the BOI one
 
Irish Nationwide Building Society 6%AER for 3, 6, 12 months
[broken link removed]
 
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