@Lightning maybe put in the 3 month rate of 2% in case anyone interested. Thanks for posting.
There's Advanzia tooThis is great for those who are maxxed out at the 100k cap with raisin and 20k cap with lightyear
Is it not the case that the effective cap in the case of Rasin can be a lot higher if you spread your deposits among the various banks, to a max of €100,000 each ?This is great for those who are maxxed out at the 100k cap with raisin and 20k cap with lightyear
My understanding is youre only covered for 100k with raisin regardless of how many banks you use, has this been clarified?Is it not the case that the effective cap in the case of Rasin can be a lot higher if you spread your deposits among the various banks, to a max of €100,000 each ?
Also, if you already have €100,000 with BlueOr via Raisin, the option to invest with BluOr directly does not appear relevant.
No. Its the DGS of the bank your funds are placed with that matters.My understanding is youre only covered for 100k with raisin regardless of how many banks you use, has this been clarified?
Thanks for clarification Mr OnionNo. Its the DGS of the bank your funds are placed with that matters.
If you've already placed funds with Bluor via Raisin, and the open and account together, both amounts will be merged to calculate DGS limit.
They're now offering 4.02% via Raisin.
Withholding tax plus maybe play dirt twice, no tax agreement with latvia, correct if im wrong , currently bff seems kingThey're now offering 4.02% via Raisin.
I have an account with Raisin which I set up back in January. This morning I went to open an account with Blu Or and after filling out the online form it asked me to transfer the desired amount to Raisin. It has not asked me for any documents re tax status etc. Is this likely to come later or given I have already opened an account with Raisin and provided ID etc it won't be requested again
I read this advice from boards.ie, hence I asked you guys for input. I am glad to hear you only pay 33% with a little more hassle. Seems worth it, there may well be a new king in town.I’ll just leave this here
So there shouldn’t be an issue offsetting the residual withholding tax of 10% against DIRT
Why would anybody pay DIRT twice ?? Not even sure it’s possible to do so.
Leaving “king” BFF a little naked on his throne perhaps.
Maybe ask what is you area of financial expertise read this advice from boards.ie from a so called financial guru.
I contacted revenue and advised I'd be paying 10÷ withholding tax to BluOr on the interest but they came back with a generic statement saying the rate for DIRT is 33÷.
So it looks like you have to pay 43÷ total.
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