Blank ICB SCORE. Help please.

Rgmagnet

Registered User
Messages
1
hi,
I applied for car finance with Renault bank which was declined. The sales rep said to check my credit rating with the Irish Credit Bureau. I requested my report and I cannot see any issue which would cause them to decline my application. It shows where Renault bank requested my credit grading under CRIF 4, 3 and 2. The odd thing I noticed was that each of these under the various different loan accounts I have had or currently have are all blank. So to me, it looks like no credit score was provided to Renault bank at all. On the overall credit rating at the beginning of the report, the same thing appears, it is completely blank with no score given, despite a comprehensive lending history report contained within. I was hoping somebody might know what is going on here. Is it a mistake on the icb’s behalf? Surely I must be given some kind of a score considering there are several examples of where I have borrowed with no issues.
 
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