send a letter to the bank and the company telling them to cancel it. I usually just send a letter to the bank stating that you have informed the co. and to cancel it.
Not necessarily. You need to also cancel it with the payee. And even then (as mentioned above and previously) it looks like this may not be enough in some cases! Whatever the ins and outs/rights and wrongs are in this context it's clear that some people have attempted to cancel DDs with both the bank and payee and yet have still had additional payments rawn down after this. Personally I've never had any problem cancelling them with both parties in writing.You can cancel a direct debit by writing to your branch
PTSB actualy gives you an option in open24 to cancel any direct debit you might have.
Moral of the story is, always cancel your own direct debits to be sure. It is also curteious to inform the company who is doing the debiting but you cannot rely on them to cancel the direct debit.
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