Best value insurance renewal couple

Anitacork

Registered User
Messages
1
Hi
We are covered at the moment on select plus with Irish life health. We are both healthy in our 40's . We really just want private cover in a public hospital
No need for cover for doctor appointment/ maternity/ travel cover
Can anyone suggest a cheaper policy at the moment the quote is €2179
Thanks so much
 
Hi Anitacork,

Select Plus would be quite dated so you are paying over the odds for two 2 adults. While you say you only want cover for Public Hospitals, it would be advisable to keep some level of cover for Private Hospitals, mainly so you have access to more consultants who may only work out of the Private Hospitals. There is a 'Benefit' range from Irish Life Health and there are 3 different levels of cover. If you are not concerned about having an excess for Private hospitals, 'Benefit 1' would be the lowest cost option at €772.20 (until 31/10/2019) and this plan covers selected public and private hospitals. The public hospital list is the same as your current plan so I assume you are happy with these hospitals. The following link compares your existing plan and the 3 Benefit plans:


I hope this helps with the renewal process.
 
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