I’m in the exact same boat. I’m just about to invest 66k with PTSB - for 3 years @ 3 percent per year - 9% minus dirt - fully covered under the 100k government gaurantee - it’s the best 3 year deposit rate at the mo, if you happen to unexpectedly need it - you can / but penaltiesLooking for best savings option to invest 15,750 euros for 3 years. I have 15,000 euros invested in a Savings Certificate since 2018 which is due to mature shortly with 750 euros interest I need the money in 3 years. Looked at the option of 3 year savings bond for 3 years with total interest at 4 percent after 3 years assuming DIRT free. Looked at prize bonds also. What rate of interest would I need to get from banks that would be better than 4 percent allowing for DIRT deduction. Many thanks
Invested with foreign banks via Trade Republic?If you need access to money quickly, you can get 4% from trade republic with instant access anytime. That's a variable rate, much better deal than any irish banks and no penalty for withdrawal, monthly interest. max 50k
Yes, invested with partner banks but I don't see an issue. JP morgan etc, and subject to the deposit guarantee scheme, so no concerns thereInvested with foreign banks via Trade Republic?
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