Best RIP Tracker Out There?

PTSB is offering 4.8% at the moment. Anybanks offering better than that.

Just for those who aren't sure with the term RIP - it means Residential Investment Property...

You will get slightly better rates than that - but not much. Depends on the amount of the loan and the LTV.
4.7 is available from Bank of Scotland on loans over 750k and LTV under 80%.
Ulster Bank and First Active are 4.75 on LTV under 80% - no loan amount conditions.
BOI and ICS also have 4.75 rates but on loans over 500k

Hope that helps..?

Thanks for the reply. Appreciated.

Ulster bank has taken 4 months SO FAR to switch my RIP to them. They are so inefficient its incredible. My broker has written many letters of complaint to them.

Disclosure - I work for a mortgage broker

First Active and Ulster Bank are both owned by Royal Bank of Scotland and both have appalling service levels (they share the same Back Office)

Unfortunately - (without knowing the size of the loan) - they are the cheapest trackers

Coolaboy, don't even think about going to Ulster Bank unless you have about 6 months to spare and a head full of hair that you're willing to pull out

See this thread for more info: http://www.askaboutmoney.com/showthread.php?t=62612