Best Fixed Rate for first-time buyer ?

Hi,
Myself and my girlfriend are in the process of buying a house for 250k. We are both first time buyers and are looking for a 100% mortgage (combined salary of about 65k). We are fairly sure we want to fix for two years to help with budgeting etc. What is the best value 2-year fixed rate that we could get at the moment ?
Is this a wise option in the current interest rate climate, would other users suggest going with a tracker rate ?

Thanks

Have you checked the mortgage rates in the Financial Best Buys forum?

The rates in the Best Buys forum are not up to date.

The listings in the Property Supplement in Thursday's Irish Times are as comprehensive a listing as is available.

www.myhome.ie and www.primafinance.ie have a good selection of rates, but not all rates.

YOSSARIAN said:

We are fairly sure we want to fix for two years to help with budgeting etc. What is the best value 2-year fixed rate that we could get at the moment ?

Click to expand...

YOSSARIAN said:

Is this a wise option in the current interest rate climate, would other users suggest going with a tracker rate ?

Click to expand...

Are you not contradicting yourself?

Either way, there are many, many threads on 'should I fix', if you use the search facility you are bound to find something. Here's the most recent.

Bank of Ireland/ICS/Ulster Bank are the best initial rate €1265pm for a 2 year fixed deal. Really not a huge difference €8 - €13 per month for the next three most competitive. Price may not be the only deciding factor, worth having a look at the possibility of payment breaks, interest only or lump sum payments.